API Overview

Base URL:

https://moneyclaw.ai/api

Authentication:

Authorization: Bearer $MONEYCLAW_API_KEY

Core Buyer-Side Endpoints

Check account

• GET /me

Use this first. It returns the current wallet state, card state, mailbox address, and other readiness data.

Issue a card

• POST /cards/issue

Creates a prepaid virtual card when the wallet is funded.

Top up a card

• POST /cards/{cardId}/topup

Loads prepaid funds onto the existing card.

Get card details

• GET /cards/{cardId}/sensitive

Returns PAN, CVV, expiry, and billing address for the active checkout flow.

Check recent transactions

• GET /cards/{cardId}/transactions?limit=20&offset=0

Use this to verify what actually happened before retrying a payment.

Fetch the latest OTP

• GET /inbox/latest-otp

Reads the newest OTP or 3DS code from the agent's inbox.

Merchant And Invoice Endpoints

Merchant and acquiring flows are available too, but they are a secondary path in public discovery.

Read Merchant Flows for the public overview.